Gardiner Federal Credit Union

Business Hours
Lobby &
Drive-Up

Monday, Tuesday, Thursday & Friday
 8:00 - 5:00

Wednesday
 9:00 - 5:00



All GFCU accounts are
Federally insured by

up to $100,000

ATM Locator

Find a
Credit Union ATM

anywhere in Maine.

Gardiner Federal Credit Union secure site
All our forms are secured
for your protection using SSL with 128 bit encryption.



 Regular Savings
  • Required Minimum Opening Balance of $25.00
  • Please visit our rate page for current rate
  • The Dividend Rate and Annual Percentage Yield may change monthly, as determined by the Board of Director's
  • Dividends are Compounded and Credited Monthly
  • Share/Savings Accounts have a trailer number of 00

 Christmas Clubs
  • No Minimum Opening Balance
  • No Minimum Required Balance
  • Please visit our rate page for current rate
  • Christmas Clubs can be opened any time during the year, and members can deposit as much, or as little money as they desire
  • Checks are mailed approximately 2nd week in October
  • Christmas Clubs have a trailer number of 61
 Other, All Purpose Clubs
  • No Minimum Opening Balance
  • No Minimum Required Balance
  • Please visit our rate page for current rates
  • All Purpose Clubs can be opened any time during the year, and members can deposit as much, or as little money as they desire
  • Account can be brought to a Zero Balance at any time
  • All Purpose Clubs have trailer numbers 62 through 69

 Share Certificates and IRA Certificates
  • Minimum Opening Balance of $500.00
  • Offered Terms are 3 month, 6 month, 1 year, 2 year, 3 year, 5 year
  • Please visit rate page or home page for current rates
  • Automatically Renewable
  • Dividend Withdrawal Allowed
  • Share Certificates have trailer numbers 964 through 969 and IRA Certificates have trailer numbers 84 through 89
 IRA's
 Direct Deposit
  • Payroll Deduction Available
  • Social Security Direct Deposit, convenient to sign up
  • You won't have to be concerned over U.S. Treasury checks expiring after a year
  • You don't have to make a special trip to the credit union to deposit your check
  • Funds can go right into your credit union account on a monthly basis
  • You don't have to worry about your check being lost, stolen or misplaced

Gardiner FCU - 50th Anniversary



What's New?



Maine Revenue Services Fast File.
File your income taxes right online!

Reorder Your
Checks Online

Now our members can easily reorder checks from the convenience of their computer.

Click here


ATM Card Program
Gardiner Federal Credit Union's ATM Card Program just got better!



Click HereFor Details


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Gardiner Federal Credit Union

10 Old Brunswick Road - Gardiner, ME 04345
(207) 582-2676  Toll-Free 1-800-464-2425
FAX (207) 582-3108

24 HR. AUDIO RESPONSE 1-866-308-2042



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