Gardiner Federal Credit Union is committed to making available financial products and services that will enable its Members to meet their financial needs. Protecting personal information and using it properly is a high priority for everyone associated with your Credit Union. As a Member of our Credit Union, you also have a responsibility to safeguard your financial information.

Gardiner Federal Credit Union will collect only the personal information that is necessary to conduct our business.

The Credit Union will protect your personal information. The Credit Union will maintain strong security controls to ensure that Member information in our files and computers is protected. Where appropriate, we will use security coding techniques to protect against unauthorized access to personal records, ensure accuracy and integrity of communications and transactions, and protect member confidentiality.

You will have access to your account information. As a Member of our Credit Union, you will always have the opportunity to review your information and make necessary changes to ensure that our records are complete and accurate.

Gardiner Federal Credit Union will only share information when absolutely necessary. We will only share information to administer the products and services we provide, when required to do so by the government, or when we partner with other businesses to offer a broader array of products and services.

Our Credit Union will partner only with businesses that follow strict confidentiality requirements. The businesses we select will offer products designed to enhance our Members' economic well-being. Under no circumstances will we authorize these firms to charge your account without your express consent, and we will not sell Member information to telemarketing firms.

The Board of Directors approved this Privacy Policy on November 27, 2000.