Gardiner Federal Credit Union

Business Hours
Lobby &
Drive-Up

Monday, Tuesday, Thursday & Friday
 8:00 - 5:00

Wednesday
 9:00 - 5:00



All GFCU accounts are
Federally insured by

up to $100,000

ATM Locator

Find a
Credit Union ATM

anywhere in Maine.

Gardiner Federal Credit Union secure site
All our forms are secured
for your protection using SSL with 128 bit encryption.


Welcome to our calculator center. Use these tools to help figure out some of your financial questions, such as how interest rates affect monthly payments.

Please Note: These calculators open up in a smaller window when clicked.

Basic Loan Calculator
Enter in the loan amount, interest rate, and number years, and it will show you your monthly payments.

Credit Card Interest
This calculator will compute the total interest you will pay if you make only minimum required payments on your credit card bill each month. It will also tell you how many minimum payments you will make before your balance is paid off (up to a maximum of 600 payments).

Interest Earned On Deposit
This calculator will show you interest earned and the future value of a deposit.

Debt Investment
Use this Debt Investment Calculator to see how much you could be earning if you increased your payment on any one of your debts.

Mortgage / Amortization
This calculator performs 2 functions:
1. It will generate values for a monthly payment, the total interest paid and total payments made, over the life of a given mortgage.
2. It will also generate an amortization table for the values entered. The calculations are for a fixed rate mortgage.

Future Value Of Savings
This calculator will show you how much interest you will earn over a given period of time; at any given interest rate; based on an intial investment plus a fixed monthly addition.

Gardiner FCU - 50th Anniversary



What's New?



Maine Revenue Services Fast File.
File your income taxes right online!

Reorder Your
Checks Online

Now our members can easily reorder checks from the convenience of their computer.

Click here


ATM Card Program
Gardiner Federal Credit Union's ATM Card Program just got better!



Click HereFor Details


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Gardiner Federal Credit Union

10 Old Brunswick Road - Gardiner, ME 04345
(207) 582-2676  Toll-Free 1-800-464-2425
FAX (207) 582-3108

24 HR. AUDIO RESPONSE 1-866-308-2042



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