Gardiner Federal Credit Union

Business Hours
Lobby &
Drive-Up

Monday, Tuesday, Thursday & Friday
 8:00 - 5:00

Wednesday
 9:00 - 5:00



All GFCU accounts are
Federally insured by

up to $100,000

ATM Locator

Find a
Credit Union ATM

anywhere in Maine.

Gardiner Federal Credit Union secure site
All our forms are secured
for your protection using SSL with 128 bit encryption.

ATM Card Program


Gardiner Federal Credit Union's
ATM Card Program Just Got Better

 It's An ATM Card... Only Better

Wouldn't it be great if your ATM card could do even more for you? What if it allowed you to charge purchases against your credit union share draft account? That's the idea behind the CU24® VISA® Check Card - the ATM card that works like a check wherever VISA® is accepted.

 Use The Card Instead Of A Check

Where checks aren't accepted - such as restaurants and gas stations - or when you don't want to carry your checkbook, use your CU24 VISA Check Card instead! Wherever you see the VISA, NYCE® , PLUS® , TX® or MEMBER ACCESS® network symbols, simply present your card, and the amount of your purchase will be deducted automatically from your credit union share draft account.

 Get Cash Worldwide

The CU24® VISA® Check Card is your ticket to instant cash! At thousands of ATMs worldwide, you can use the card to make withdrawals from your credit union share and share draft accounts. Use the card to transfer funds between accounts and check balances at the ATM, too.

 Make Deposits Throughout Maine

Can't get to the credit union to make a deposit? No problem! Use your CU24® VISA® Check Card to make deposits at the customer service desks at major Maine supermarkets. Just look for the CU24® logo!

 Surcharge Free!

There is an alliance of Maine credit unions who offer surcharge-free terminals. Just look for the SURF logo on credit union ATMs, or use the In-Store Banking desktop terminals located at the customer service desks in most major supermarkets throughout Maine.

To use your CU24® VISA® Check Card at an ATM, simply follow the instructions shown on the screen:

1. Insert card
2. Enter your Personal Identification Number (P.I.N.)
3. Select transaction (cash withdrawal, deposit, etc.)
4. Enter amount
5. Remove currency and/or acknowledgment slip
6. Remove card


To use your CU24® VISA® Check Card at a Point-of-Sale Terminal (a grocery store, gas station, etc.), it's just as simple:

1. Run the card through the terminal
2. Select VISA
® , NYCE® , PLUS® , TX® , or MEMBER ACCESS® as method of payment . . . and proceed as instructed.

Gardiner FCU - 50th Anniversary



What's New?



Maine Revenue Services Fast File.
File your income taxes right online!

Reorder Your
Checks Online

Now our members can easily reorder checks from the convenience of their computer.

Click here


ATM Card Program
Gardiner Federal Credit Union's ATM Card Program just got better!



Click HereFor Details


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Gardiner Federal Credit Union

10 Old Brunswick Road - Gardiner, ME 04345
(207) 582-2676  Toll-Free 1-800-464-2425
FAX (207) 582-3108

24 HR. AUDIO RESPONSE 1-866-308-2042



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